If you wanted to get even more detailed, you may even be able to create additional subdivisions. Your expenses can potentially be divided into subcategories like dining, groceries and utilities, to name a few. For example, you may consider breaking down different types of income you may have (including job salary, investment dividends and rental income). Within those, you can divide each into different subcategories. While the exact number can vary from person to person, there are two categories that are helpful to have: income and expenses. This can vary from nearly nothing all the way to several hundred dollars, depending on the complexity of the program and your personal needs.Ĭategories help to organize your budget.
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